If the liquidation is voluntary, the Central Bank revokes the license at the request of the credit institution. That is, it loses the right to conduct various transactions.
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Accession. If this happens, the credit institution itself notifies clients and explains what to do in this situation. In some cases, clients will continue to pay using the old details, in others, new payment documents australia email list will appear. A suitable example: the February merger of Vostochny Bank with Sovcombank. As a result, about three million clients switched to Sovcombank.
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If the bank is liquidated, the loan remains
How can a client find out about the closure
The main thing for a client is to find out about the changes in time. Payments are not suspended, and you will have to answer in court for late payments. Of course, in the worst case.
If you cannot get through to the branch, the office has been closed for some time, it is worth sounding the alarm. Especially if the next payment under the loan agreement is approaching.
Clients can find out about the closure from several sources: on the organization's website, the Central Bank, on Fedresurs or from the news. The credit institution can also send an SMS notification to the client's phone.
The corresponding information and a list of actions for clients will appear on the credit institution's website. Otherwise, the client may be redirected from the website to the Deposit Insurance Agency website.
If the bank's resources are not working.
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